10 Best Mortgage Brokers in Hamburg

Hüttig & Rompf fits buyers who like a branch with a large team they can visit in person. The Hamburg office on Barmbeker Straße has more than ten financing advisers and compares offers from 600 partner banks. Consultations happen on site, by phone or by video and are free and non-binding. Besides purchase loans, the branch arranges follow-up and bridge financing, the latter useful when selling one home while buying another.

CE-Baufinanz suits buyers who want one fixed contact person throughout the process. Founded in 2014 and based in Bahrenfeld, the firm works as an independent broker with a team of around 17 advisers who have passed the §34i expert examination. Its range covers purchases, plots, new builds, modernisation loans, forward loans and KfW subsidy loans. Advice is free, and the commissions paid by partner banks are disclosed.

HAMBURG-HOLSTEIN Finanzierungen suits buyers on the northern edge of the city and in Schleswig-Holstein who want local subsidy programmes checked. Led by Ron Westphal, the independent broker in Norderstedt has access to more than 550 banks, savings banks, insurers and building societies. Every financing is checked for KfW and IFB Hamburg eligibility. Meetings take place at the office near the U1 line or by video.

Interhyp suits buyers who want a large bank panel and the option of advice in English. The Hamburg branch at Stadthausbrücke compares offers from more than 500 lenders and lists English-language consultations as one of its features. Meetings take place at the branch or by video, and the advice is free for clients. Advisers also look at KfW, BAFA and regional subsidy programmes as part of the financing.

HypoNord suits busy buyers who are happy to handle the whole process by video. The Wandsbek broker compares offers from more than 650 banks and usually advises by video call, with telephone on request and WhatsApp for quick questions. It covers first purchases, follow-up financing, investment property and modernisation, and has a section for self-employed clients. Advice is free, as the broker is paid by the bank when a loan is signed.

Harder Baufinanzierung suits buyers and investors who want an independent broker that can also help find a property. Andreas Harder's firm has more than 15 years of experience and compares over 500 partner banks without ties to any of them. Beyond owner-occupied homes and new builds, it finances investment property and arranges follow-up loans. A subsidy check covers state programmes, and meetings take place online or in Hamburg and Lübeck.

LUNA Finanzierung is a good fit for self-employed buyers, buyers with little equity and international clients. The Hamburg company on Barmbeker Straße works with about 20 independent financing specialists across several German cities. Its site describes financing with or without equity and the inclusion of public subsidies. Follow-up financing can be arranged up to five years in advance, with fixed-rate periods of up to 35 years.

FinanzierungsGalerie Nord suits buyers who want to sit down with an adviser in the city centre. The office on Ballindamm, led by managing partners Christian Santabalbina and Lars Brüggmann, compares offers from more than 500 banks, savings banks, insurers and building societies. KfW development loans are among the funding options it builds in. Meetings take place at the office, by phone or by video, with further offices in Elmshorn and Ahrensburg.

Baufi24's Hamburg Zentrum office is a sensible choice for expats, as several of its advisers list English as a consultation language. The branch on Alter Teichweg compares rates from more than 600 banks and also checks subsidy options. Depending on the adviser, meetings take place on site, by video, from 8 am or after 8 pm. Products include purchase loans, follow-up financing, forward loans and refinancing.

Engel & Völkers Finance suits buyers who want a broad bank panel and an office in HafenCity. The firm on Vancouverstraße compares offers from more than 550 banks. It finances existing homes, new builds, modernisation and follow-up loans, and a budget calculator on the site gives a first idea of what is affordable. Enquiries go through an online form or by phone to the Hamburg office, where the request is then taken up by an adviser.